Description
ABSTRACT
This research determined the role of Commercial bank in Financing Small Scale and Medium Scale Industries using Union Bank Okpara Avenue as Case Study”. Three research questions were raised and answered by the researchers. the literature related to the study where reviewed under the following ;small scale industries, characteristics of small scale industries, medium scale industries, characteristics of medium scale industries, large scale industries, characteristics of large scale industries. The design of the study is survey. The area of study is union bank Okpara Avenue .The population of the study is six hundred (600). Which is made up of one hundred staff of union bank okpara Avenue and five hundred small scale industries. The sample of the study is eighty (80) persons made up of 30 employees of union bank and 50 persons representing each small scale entrepreneurs. The sampling technique used is simple random sampling. The instruments used are four questionnaire types. Data collected were used to answer the four research questions. Mean and percentage were used for analysis of the data collected. Result showed that most entrepreneurs of small scale industries do not maintain accounts with the banks. In addition, small and medium scale enterprises have most of the time applied for loans, over drafts and other credit facilities from their banks which they do not grant.
TABLE OF CONTENTS
i Title page
ii Approval page
iii Certification
iv Dedication
v Acknowledge
vi Table of contents
vii Abstract
CHAPTER ONE:
1.0 Introduction
1.1 Background of the Study
1.2 Statement of the Problem
1.3 Purpose of the Study
1.4 Significance of the Study
1.5 Research Questions
1.6 Delimitation of the Study
1.7 Limitation of the Study
1.8 Definition of Terms
CHAPTER TWO
2.0 REVIEW OF RELATED LITERATURE
2.1 Small Scale Industries
2.2 Characteristics of Small Scale Industries
2.3 Medium Scale Industries
2.4 Characteristics of Medium Scale Industries
2.5 Characteristics of Large Scale Industries
2.6 Advantages of Small Scale Industries
2.7 The Major forms of Financing Assistance
2.8 How Commercial Bank Fund Small Scale Industries
2.9 Nigerian Bank for Commerce and Industry (NBCI)
2.10 The Nigeria Agriculture and Co-operative Bank (NBCB)
2.11 The Bank Main Functions
2.12 Operating Principe
2.13 The Nigerian Industries Development Bank (NIDB)
2.14 Commercial Banks
2.15 Extension of Credit Facilities
2.16 Disadvantage of Small-Scale Enterprise in Nigeria
2.17 Advantages of Bank Finance
2.18 Summary of Literature Review
CHAPTER THREE:
3.0 RESEARCH METHODOLOGY
3.1 Research Design
3.2 Area of the Study
3.3 Population of the study
3.4 Sample and Sampling Techniques
3.5 Method of Data Distribution and Collection
3.6 Validation of the Instrument
3.7 Reliability of the Instrument
3.8 Method of Data Analysis
CHAPTER FOUR
4.1 Result
4.2 Discussion of Findings
CHAPTER FIVE
5.0 SUMMARY OF FINDINGS, RECOMMENDATIONS AND CONCLUSION
5.1 Summary of Findings
5.2 Recommendations
5.3 Conclusions
5.4 Suggestion for further Study
References
Appendix 1
Appendix 11
Appendix III
Questionnaire