Impact Of Community Banks In Economic Growth And Development Of Nigeria

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A Case Study Of Ndi Afia Community Bank In Enugu Urban 2000 – 2004

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ABSTRACT
Not, every Nigerian knew exactly the paramount impact of Community Banks to our dear nation and to economic growth and development of our father land Nigeria. Most of the time, it sounds aloof and appears trivial to the ignorant and the unconcerned. We just hear about this bank without really care how to set it up or even support it.
However, Community Banks established in Nigeria to help remedy the problem of lack of development that has been facing Nigeria since after World war II in some areas of the country.
The fundamental concepts of a Community bank is of self-sustaining financial institution owned and managed by community or a group of communities for the purpose of providing credit deposit, banking and other financial services to its members, largely on the basis of their self-recognition and credit worthiness.
This research, work has five chapters. The first chapter of this document contains a general discussion ie introduction of the topic of scrutinizes Community Banking. It want further to state the background of the study, statement of problems, objectives of the study, statement of hypothesis, scope and limitations of the study, finally the definition of terms.
A number of past related literature were vividly reviewed in chapter two for the purpose of effective and comprehensive study in other words, highlighted the objectives and functions of Community Banks vice-versa.
Chapter three deals with the research design and methodology, method of research design, sources of data, selection of population, sample and sampling techniques. It also deals with method of data presentation and analysis.
The data got from research survey were analyzed and interpreted in chapter four.
Finally, the fifth chapter made by the researcher saw to the summary of findings, recommendation and conclusion.
The major findings of the study is that Ndiafia Community Banks been the case study of this research work could be rited as fair and good as regards its roles in her services and this is obviously manifested by their performance since the bank was open.

TABLE OF CONTENTS
i Title page
ii Approval page
iii Dedication
iv Abstract
vi Acknowledgement
ix Table of content

CHAPTER ONE
1.0 Introduction
1.1 Background of the study
1.2 Statement of the Problem
1.3 Purpose/objective of the study
1.4 Research Questions
1.5 Research Hypothesis
1.6 Significance of the study
1.7 Scope and Limitation of the study
1.8 Definitions of terms
Reference

CHAPTER TWO
2.0 Review of Related Literature
2.1 Origin of community Banks
2.2 Nature and Scope of Community Banks
2.3 Concept of Community Banks
2.4 Objectives of Community Banks
2.5 Functions of Community Banks
2.6 Ownership Structure of Community Banks
2.7 Functions of National Board for Community Banks
2.8 Central Bank of Nigeria Control measures
to Community Banks
2.9 Community Bank and the National financial institutions
2.10 Community Bank and Local Economic Development
2.11 Problems confronting Community Banks
References

CHAPTER THREE
3.0 Research Design and Methodology
3.1 Research Design
3.2 Sources of Data
3.3 Population
3.4 Sample and sampling Techniques
3.5 Method of Data Analysis
References

CHAPTER FOUR
4.0 Data presentation and Analysis Interpretation
4.1 Analysis by percentage Distribution

CHAPTER FIVE
5.0 Summary of Findings, Recommendation and Conclusion
5.1 Findings
5.2 Recommendation
5.3 Conclusion
Bibliography