Description
ABSTRACT
Commercial banks perform numerous functions. One of the most profitable investments of the commercial banks is granting of loans and advances to those customers that need such including business organization as loans are always needed to enhance profitability of such organization and help them execute such projects, which their capital cannot finance. These are factors, which banks do consider before granting such loans.
The research work is geared forward finding out the role which financial accounting information plays in lending decision making of the banks. The objectives amongst others include to know whether the banks do demand for financial statement from their customers while making lending decision, the extent to which they are influenced by such statements, the extent to which adequate use of accounting information has led to reduction an incident of bad debt.
A work of this nature will be of help to different groups including commercial banks, other lending institution credit analysis the government etc.
TABLE OF CONTENTS
ii Title page
iii Approval page
iv Dedication
v Acknowledgement
vi Abstract
vii Table of content
CHAPTER ONE
1.0 Introduction
1.1 Background of the study
1.2 Statement of problems
1.3 Objective of the study
1.4 Research question
1.5 Significance of the study
1.6 Delimitation (Scope)
1.7 Definition of terms
CHAPTER TWO
2.0 Review of related literature
2.1 Functions of commercial banks
2.2 Lending principles and practices
2.3 Management of lending
2.4 Role of accounting information on bank lending decision
2.5 Analytical document
2.6 Limitation of accounting data
2.7 Lending principles and practices
CHAPTER THREE
3.0 Research methodology and design
3.1 Research design
3.2 Area of study
3.3 Population of the study
3.4 Instrument for data collection
3.5 Validation of the research instrument
3.6 Method of administration of the research instrument
3.7 Method of data analysis
CHAPTER FOUR
4.0 Data presentation, analysis and interpretation
CHAPTER FIVE
5.0 Finding, recommendations and conclusion
5.1 Summary and findings
5.2 Conclusions
5.3 Recommendations
5.4 Limitation of the study
Reference
Appendix