Analysis Of The Adequacy Of Bank Financing On The Growth Of Small Businesses In Nigeria

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A Case Study Of Union Bank Of Nigeria Plc

Description

ABSTRACT
The study examined the adequacy of bank financing on the growth of small businesses in Nigeria using the Union Bank of Nigeria as a case study. The major objective of the study is to ascertain the extent to which Union Bank of Nigeria Plc has helped to financial small scale industries. Instrument of data collection is questionnaires and research questions which formed the source of primary data while materials from various published articles, textbooks, journals and newspaper formed the secondary data. The method of analysis is the use of table percentages and chi-square. The major finding of the research is that Union Bank of Nigeria Plc has helped to financed small scale industries period under review. The recommendation is that in order to reduce the risk in small scale industry lending, the central bank of Nigeria and the government can do more than they are doing currently. The study concluded that if the desired objective of using small scale industries as catalysts of development is to be achieved than an analysis of adequacy of bank funding should be mutually supportive.

TABLE OF CONTENTS
Title Page
Approval Page
Dedication
Acknowledgments
Abstract
Table of Contents

CHAPTER ONE
1.0 Introduction
1.1 Background of the study
1.2 Statement of the problem
1.3 Objective/ Purpose of the study
1.4 Research questions
1.5 Research hypothesis
1.6 Significance of the study
1.7 Scope of the study
1.8 Limitations of the study
1.9 Definitions of terms
1.10 Historical background of Union Bank of Nigeria Plc

CHAPTER TWO
2.0 Literature review
2.1 Introduction
2.2 Conceptual framework
2.3 Theoretical framework
2.4 Empirical framework
2.5 Researcher’s position

CHAPTER THREE
3.0 Research methodology
3.1 Introduction
3.2 Research design
3.3 Sources of data
3.4 Area of the study
3.5 Population and sample size
3.6 Sampling techniques
3.7 Instruments of data collection
3.8 Validity and reliability of measuring instrument
3.9 Data analytical techniques

CHAPTER FOUR
4.0 Data Presentation and analysis
4.1 Introduction
4.2 Presentation of data
4.3 Analysis of data
4.4 Test of hypothesis
4.5 Interpretation of result(s)

CHAPTER FIVE
5.0 Summary of findings, Conclusion and
Recommendations
5.1 Introduction
5.2 Summary of findings
5.3 Conclusion
5.4 Recommendations
Bibliography
Appendices